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Fortunately, most auto accidents are minor. But even the smallest fender bender can have serious consequences, including higher insurance rates and claims of injury by passengers and the other motorist.
If you have an accident ...
If there are injuries:
- Call 911 if anyone has been injured.
- Do everything you can to protect injured persons from further injury.
- Stay at the scene until police arrive.
If there are no injuries:
- Move cars from the roadway.
- Telephone police, even though they may not dispatch an officer.
In either case:
- Exchange name, address, insurance policy information with the other driver(s).
- Try to get the names and addresses of any witnesses.
- Contact your insurance agent as soon as possible.
- Consult an attorney experienced in accident cases.
Click here to find an attorney whose practice includes auto accidents.
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What to bring
Bring as many of these items with you to your first consultation as possible:
- Your driver's license;
- The name, address and license number of the other driver;
- Any accident reports you filed with the police or your insurance company;
- Any tickets or other documents you may have received from the police.
- The name and address of anyone who may have witnessed the accident, including passengers who were riding with you at the time.
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