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Worker's Compensation is a Federal and state-mandated program intended to protect workers who are injured on the job.
All employers are required to carry insurance covering their workers. There are exceptions. Generally speaking, they are:
- Federal civilian employees;
- Railroad workers;
- Shipyard workers, including longshoremen;
- Seamen;
- Agricultural workers;
- Domestic/household workers;
- Casual employees.
Workmen's Compensation is usually more generous than private insurance, usually pays for a longer period and will pay benefits for permanent disabilities.
However, Workmen's Compensation bars lawsuits against the employer. Thus, if you are injured at work and receive payments under Workmen's Compensation, you cannot sue for damages. You may, however, qualify for additional disability benefits under Social Security.
If you are injured on the job ...
- Get the emergency medical attention you need.
- Immediately contact an experienced attorneys who specializes in Workmen's Compensation cases.
Click here to find an attorney whose practice includes Workmen's Compensation.
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What to bring
Bring as many of these items with you to your first consultation as possible:
- Medical bills documenting the nature of your injury and the treatment you received.
- The name, address and telephone number of your employer.
- A pay stub, W-2 or other form that shows your employment status, salary, etc.
- A copy of your employer's personnel policies manual.
- The names and addresses of anyone who witnessed your accident.
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